NEW Disney Gift Card Deals and More (2024)

Here's where you'll find credit card deals for saving you money on your next Disney trip and even in everyday life. If you're looking for sign-up bonuses or info on credit cards the thread you want is I love credit cards so much! here on the DIS! Read page 1 and then jump to the end to ask q's & introduce yourself- we're a nice bunch over there too so don't be shy!

Q3 2024 5% Quarterly Categories Link
At the above link Doctor of Credit does an all encompassing rundown of quarterly categories for all issuers with activation links, issuer limits, and spending suggestions to make the most of your quarterly bonuses

Targeted Offers That Share A Back End
A number of banks use the same offer portal so you will commonly find the same offer on other cards. We will list offers of note here so you can check all your issuers if you see an offer you like. Issuers include:

Major Issuers: Bank of America, Chase, Wells Fargo, U.S. Bank (see DP* under US Bank first)
Minor Issuers: BBVA, BB&T, PNC, Regions Bank, Suntrust, Columbia Bank, Beneficial Bank, Christian Community CU, Evansville Teachers Federal Credit Union

Office Depot: Get 5% or 10% cashback up until cb max is reached (amount varies by offer)
Expires 9/28/24

Costco Membership:

Get $20 Back On New Membership Purchase
In store or online. Online membership purchase must be made separately
Not valid in the following states: AZ, NY, NJ, NM, HI, LA, UT,
Expires 8/31/24. Post #26642 @wilckepedia

Instacart: Earn 10% cb, until a $60 cash back maximum is reached, including taxes and after any discounts.
Expires 10/30/24.

Netflix: Get 10% Back On Up To $23 Spend
Limit $2.30 back.
Offer valid online. Offer valid on first payment only.
Expires 9/30/24.

American Express

Amex Targeted Offers

(Offers can disappear from the offers tab- as soon as the same day they come out if they're really good- so add it if you want as soon as you see it. Once you add the offer it will stay active in your account until expiration)

Generic Targeted Offers

• US Supermarkets:
  • Get 10% back, up to $20 max cashback
  • Get 5% back, up to $15
  • Get $10, up to 3 statement credits $30 max. Min. spend $150 per purchases in-store or online. Post #26669 @bbsearchlight
  • Get 2x Membership Rewards points per dollar spent, up to 2,000 bonus points
  • Get 4x Membership Rewards points per dollar spent, up to 2,000 bonus points
• Gas Stations:
  • Get bonus 5x Membership Rewards per dollar spent, up to 2,000 bonus points.
• Spa & Personal Care:
  • Get bonus 5x Membership Rewards points per dollar spent, up to 2,000 bonus points.
• Expires 9/13/24. DoC

• Cable & Internet:
  • Spend $50, get $5 up to 2x h/t bbsearchlight
  • Exp 12/31/24
• Insurance
  • 5%-10% back, $75/$20 max cb h/t bbsearchlight
  • Exp 12/31/24
• Streaming:
  • Spend $25 or more on select streaming services (see offer for list), get $3 back, up to 3 times h/t Twilghtsprkle
  • Spend $50 or more on select streaming services (see offer for list), get $5 back, up to 2 times h/t ambgoph
  • Exp 12/31/24

Amex Targeted Offers of Note

Best Buy

: Get +1 Membership Rewards point per eligible dollar spent, up to 5,000 points
Expires 9/30/24

Blue Apron

: spend $50, get $25 back
Expires 9/30/24

CVS

: Spend $5 or more, get $5 back, up to 2 times (total of $10).
Expires 8/31/24

Delta

: Offers vary

• Get 5,000 additional Membership Rewards points one-time by using your enrolled eligible Card to make a single purchase of $500 or more on Delta gift cards online only at delta.com/giftcards/amex by 8/25/2024.
• Get 4,000 additional Membership Rewards points one-time by using your enrolled eligible Card to make a single purchase of $400 or more on Delta gift cards online only at delta.com/giftcards/amex by 8/25/2024.
  • Enrollment limited
  • Only U.S. issued Membership Rewards earning cards are eligible.
  • Limit of 1 offer per cardmember, across all accounts.
  • Offer valid online only at US website delta.com/giftcards/amex for e-gift and physical gift card purchases.
  • Not valid on purchases shipped outside of the US.

Electronics & Software: Various Offers
Spend $4,000 & Get $100 Back, limit 3. Eligible retailers include Newegg and Best Buy.
Expires 9/01/23. GCG

Holland America Cruise Line: Spend $750, get $300 back
Expires 8/31/24

Just Food For Dogs

: Spend $100 or more, get $25 back
Expires 10/15/24

PayPal:

$5 cb when using PayPal 1 time h/t bbsearchlight
Expires 9/30/24

Walmart .com

: Get 10% Back On Up To $200 Spend
Expires 9/29/24.

Amex DP:

• Where to Locate Your Offers: Post #43398 @miztressuz
• Amex Pay Over Time: Maintained with Updated Offers
• Amex App: Adds Feature To Use Paypal & Venmo With No Fees (No Rewards Earned) Doctor of Credit
• Amex Removes Frontier As Option For Airline Fee Credits for 2023. DOC

Bank of America

Bank of America Cash Reward Card

Our Original Post

The Cash Rewards card from Bank of America offers 3% back on one selected category, up to $2,500 per quarter. If you don’t select anything it defaults to gas. Once you selected a category for one quarter, that remains your category in the future unless you change it. Each calendar month you can change it if you’d like, but you’re always limited to $2,500 for the entire quarter.

• Gas category includes EV charging stations
• Online shopping category includes cable, streaming, internet, and phone plan
• Dining
• Travel
• Drug Stores
• Home Improvement/Furnishings

This category is especially lucrative for those who have Preferred Rewards status with Bank of America which can get you 5.25% back on one of these categories at the higher relationship level.

Lots of useful categories here. Important note: the Cash Rewards card also offers 2% back at grocery stores and wholesale clubs up to $2,500 per quarter, and that $2,500 limit combines with the Category Selection limit. After spending $2,500, you’ll earn 1% back on everything.

BofA Business Rewards card: Get an additional 3% back on all purchases
Targeted letter and/or email
Must register by June 20, 2024
Expires 9/30/24 Post #25859

Starbucks BofA Offer: 2% cash back and earn Bonus Stars when you enroll your Starbucks Rewards account through the available link.
Expires 2/15/25

BofA DP

:
Walmart e-gift cards get the dreaded ‘POI Funding Transactions’ MCC that is excluded from BofA Online Shopping.

Chase

Chase Freedom/Freedom Flex Categories For Q3 2024

: Gas and EV charging & Select live entertainment and movie theaters
Activation Link / FAQ / Sample Stores & Exclusions / Our original post

• Gas and EV charging – Useful for gas and also for buying gift cards inside some gas stations and similar convenience stores
• Select live entertainment and movie theaters

Tip: Click this link (login required) to check how far you are along the $1,500.

Targeted Bonuses

• Link for all cards: Chase.com/mybonus
  • Check for Off Quarterly Bonuses on the 15th of each month
• Targeted for some offers like $25 – $35 off HBO Max
  • Expires 9/30/24 Post #22088
• Chase Sapphire Reserve & United: 5x up to $1k on grocery, dining & gas
  • Expires 9/30/24 Post #25808
• Disney Visa: Earn 5% in Disney Reward Dollars, up to $1k on grocery, dining & gas
  • Expires 9/30/24 Post #25812
• Amazoni Chase: Earn 5% up to $1k on grocery, dining & gas.
  • Expires 9/30/24 Post #25879

Southwest Chase Offer:

• Earn up to 10% on your Southwest Airlines purchase, when you spend $50 or more, with a $40.00 cb max.
• 10% reward only valid on purchase booked and flown in August or September
• 5% reward is granted for other qualifying purchase.
• Valid one time only
• Payment must be made directly with the merchant
• Customer is only eligible for 5% or 10% reward.
• Reward will take 2-4 weeks to process from date of purchase.
• Expires 9/06/24. Danny Deal Guru

Chase DP:

• Chase Freedom Flex - Complete Guide by Frequent Miler
• How to Link Chase Business and Personal Accounts
  • Direct link
• Chase Sapphire Preferred: 3x Online Groceries, works with Kroger Pay in-store gc purchases. Post #17274 @eticketplease

Citi

Quarterly Cashback & Offers

With your Dividend card, activate to earn 5% back this quarter in your online login. Citi is different than the other cards in that you have a $6,000 annual cap rather than a $1,500 quarterly cap. You can get 5% back on up to $6,000 in this quarter or you can save the entire amount for a different quarter, or you can use part up each quarter.

Citi Dividend For Q3 5% 2024: Gas
Landing Page | Our Original Post

• Gas Stations – Useful for gas and also for buying gift cards inside some gas stations and similar convenience stores. Excludes gasoline purchases at warehouse clubs, discount stores, convenience stores or other merchants that do not use the gas station merchant category code.

Citi Shop Your Way Mastercard (old Sears card) Targeted Offers (watch your email and physical mail, be sure to read the details as they can be far more specific in qualifications than one would expect)

• Earn up to 10% back on Gas station, Grocery store and Restaurant
  • $100 Statement Credit when you spend $1,000‍ -‍ $1,999.99 each‍ ‍month, OR
  • $200 Statement Credit when you spend $2,000 or more each‍ ‍month
  • Expires 12/31/24 Post #22076
• Earn up to 10% back on Travel & Entertainment purchases
  • max $100 back/month
  • Expires 12/31/24

Citi Merchant Offers of Note link to Citi Merchant Offers

Citi Sears Shop You Way Bonus: Various offers
5% -20% back on Utility Purchases, some offers may include heating oil.
Spend $400 each month & get back $20
Expires 10/31/24. DoC

Citi DP:

• Using Citi Sears at Lowe's: Post #15424 @kydisneyfans
• Citi ThankYou Points Can Now Be Used Towards Minimum Payment Obligations Link
• Citi ThankYou Points Can Be Redeemed For A Gas Discount At Shell, BP, and Amoco stations (Less Than 1¢ Per Point) Link
• Citi Sears SYW Card Adds Visa eGift Card Redemption Option
  • The Visa eGift card can be redeemed in any amount starting at $5 minimum
  • The eGiftcard has a 6 month expiration date
  • Posted on 3/31/23 DOC

Discover

Quarterly Cashback & Offers

Discover for Q3 5% 2024

: Grocery, Walmart
Activation Link / Our original post / Post #25342

• Grocery Stores – always a useful category. Grocery stores also sell a wide variety of gift cards to other retailers.
• Walmart – Walmart store purchases, online purchases, and gas purchases are included. You can buy a Walmart gift card online or in-store and then use that for Sam’s Club purchases as well. Walmart sells third party gift cards too.

Tip: Login, then click this link to see you how far along the $1,500 you are.

Discover Bonuses via email

• Discover Bonus: Earn 5% back on up to $1,000 in spend at Gas Stations.
  • Expires 8/31/24. Post #25881
• Discover Bonus: Earn 6% back on up to $1,000 in spend at Restaurants. Offers vary.
  • Expires 9/30/24. Post #26251

Discover DP:

• Costco. com. Stoped Accepting Discover 11/16/23. @gottalovepluto
• How to Check your CB Progress: Click on the 5% reward tracker
• Discover Cashback Bonus: Gift Card Redemptions Updated – Now Available From $5-$200 Link
• Discover Adds Ability To Redeem Points For Gas & Restaurant Purchases (Useless Addition) Link

US Bank

Quarterly Cashback & Offers

US Bank Cash+/Elan: Select your Categories

Activation link | Merchant List | Our Original Post

U.S. Bank Cash+ and Elan Max offer 5% cash back in two categories, up to $2,000 combined total per quarter. Keep in mind that Car Rentals was recently replaced with TV, Internet, and Streaming Services.

Here are the current options:

• TV, Internet, and Streaming Services
• Home utilities
• Select clothing stores
• Cell phone providers
• Electronic Stores
• Gyms/Fitness
• Fast food
• Ground Transportation
• Sporting goods
• Department Stores
• Furniture Stores
• Movie theaters

Tip: Log in here, then scroll down and click on the red “View Your Cash+ History” button.

US Bank DP

• About 5-6 years ago USBank shutdown some folks buying gc even though they were not in large amounts, they did not reinstate for any reason, since then others have successfully bought gc's

Credit Card Adjacent

How to Freeze Your Credit

A credit freeze keeps the sensitive data in your credit files from being accessed without your specific consent. That can protect you from fraudulent credit applications, even if a criminal has key information such as your birthdate and Social Security number. by NerdWallet

Amazoni DP:

• Amazon Reloads & Giftcards Are Now Minimum $5 5/29/24 Doc of Credit
• You can no longer buy 3rd party gift cards with Amazon gift cards. DoC / Post #19220 9/29/23.
• Amazon Prime New or Renew Membership Can Now Be Paid With Gift Card Balance
  • Posted on 12/17/20 by Doctor of Credit
• List of Gift Cards sold on Amazon: Link
• Amazon Promo Credits Can Be Redeemed On Gift Cards
  • Posted on 9/08/21 by GC Galore
• Redeeming Points (Amex, Discover etc) at Amazon
  
  • Posted on 1/17/23 by @miztressuz
• Complete Guide To Saving Money On Amazon: Save 8% – 27%+ Doctor of Credit
• Amazon/Kohl's: Returns At Kohl’s Now Available At All Locations.
  • Check your receipts, you'll often see an offer for $5/$10 Kohl’s cash or Kohl's coupons TheKrazyCouponLady

Dining, Food Delivery

• DoC maintains a list of current delivery promo codes at these links: GrubHub/Seamless, Uber Eats, DoorDash
  • GrubHub+ free with Amazon Prime
• American Express
  • Platinum Card
    • $15/month Uber/Uber Eats credit when you add your card to Uber, extra $20 credit in the month of December
  • Gold Card
    • $10/month Uber/Uber Eats credit when you add your card to Uber
    • $10/month GrubHub/Five Guys
    • $7/month Dunkin
    • $50 semi annual Resy
• Capital One Savor and SavorOne
  • Free Uber One membership through 11/14
  • 10% cash-back on Uber and UberEats
• Chase and DoorDash
  • Various Chase cards include 3 or 12 months of free DashPass which you can activate until 12/31/24. Make sure to cancel or you will be auto-enrolled in DashPass when the trial is up
  • Chase Sapphire Reserve $5/month DoorDash credit- will stack for up to 3 months for a total of $15 but can't stack more than that

Lyft:

• WDW Minnie Van Connected by Lyft
  • Lyft gc can be used at WDW for Minnie Van's via the Lyft App.
• Sapphire Reserve 10x and Preferred 5x benefits have been extended through March 2025 (direct link). DOC

WDW Annual Passes Payment Plan with Chase
The down payment coded as entertainment, Monthly payment codes as